Functional Team

Mr. Arjun Bansal is a seasoned finance leader with over 14 years of experience in the financial services sector.
He is a Chartered Accountant and Commerce graduate, with deep expertise in fund raising, financial strategy, accounting, taxation, and governance. He has led end-to-end finance functions, including capital raising, lender and investor management, and preparation of annual operating plans and budgets. His experience also includes financial reporting, regulatory compliance, and strengthening financial controls.
Prior to joining Satin, he worked with the IIFL Group, handling financial management, budgeting, and compliance.
His structured approach, execution focus, and strong stakeholder management skills support sustainable and scalable growth and long-term value creation.

Mr. Avishkar Arunsing Rajput is a seasoned financial services leader with deep expertise in credit risk management and SME lending. As Associate Vice President at Satin Finserv Limited, he has been instrumental in designing and implementing robust risk frameworks and underwriting processes. Avishkar holds the CFA and MFA designations, along with an Executive Development Program (EDP) certification in Strategic Management from IIM Kashipur, underscoring his commitment to excellence and continuous professional growth.

Mr. Aniruddha Tripathi holds a Master’s degree in Computer Applications from UPTU, Lucknow, with over 13 years of IT experience. He specializes in Project Management, IT Service Delivery, Service Desk Operations, Business Application Support, and Vendor Governance. Before joining Satin Finserv Limited, he served as Sr. Manager – IT at Save Solutions Private Limited. In this role, he led end-to-end project implementations, data migration initiatives, and secured SUB-KUA licenses from UIDAI. He also drove the digital transformation of LOS and LMS platforms. Earlier, he was associated with Satin Creditcare Network Limited, contributing to key technology initiatives.

Mr. Himanshu Chib is a seasoned banking and fintech professional with over 20 years of experience across global institutions including Deutsche Bank, HSBC, and MUFG, as well as leadership roles in fintechs and startups. Brings deep expertise across corporate banking, sustainable finance, and supply chain finance, with a strong track record in sales leadership, product development, ESG, and business growth. Holds an MBA and B.Tech, and is professionally certified in ESG by IICA, along with CAIIB and JAIIB.

Mr. Irshad Hussain is an accomplished business leader with over 20 years of experience across the NBFC and manufacturing sectors. He has held senior leadership roles with reputed organizations including L&T Finance, Kotak Mahindra Bank, Magma Fincorp Limited, ACE Ltd, and Barota Finance Ltd.
In his most recent role as Business Head at Barota Finance Limited, he led key growth initiatives and strengthened operational and performance frameworks. He is known for his people-centric leadership style, combining strategic vision with disciplined execution to drive scalable growth. An Engineering graduate with executive education from IIM Lucknow, Mr. Hussain brings strong technical, financial, and managerial expertise.

Ms. Meenu Dua brings over 18 years of rich experience in Human Resources, Talent Management, Organizational Development, and HR Operations. She has extensive expertise in driving HR strategy, building high-performing teams, strengthening people processes, and supporting business growth across diverse organizations. Prior to joining Satin Finserv Limited, she worked with Velocitai Digital as Head – HR, where she played a key role in leading end-to-end HR functions. Earlier, she was associated with ZTE Telecom India Private Limited as Manager – HR, gaining deep experience in HR leadership, employee relations, talent acquisition, and large-scale workforce management.

Ms. Rachna Sanklecha brings 18+ years of leadership experience with HDFC Bank and HSBC, driving Strategy, Governance, and Digital Transformation across Commercial and Digital Banking. She has successfully led platform-led initiatives including API banking, Fintech Ecosystem Partnerships, Regulatory-aligned Policy frameworks, and Enterprise Process Transformation. She holds a Master’s degree in Commerce from the University of Mumbai and has also advised Startups and SMEs on business and digital strategy. As Head of Business Management, she leads Enterprise Strategy, Policy and Process Architecture, and Digital Transformation programs. Her mandate is to enable a future-ready NBFC through technology-led efficiency, strong governance, and sustainable growth.

Mr. Surojit Chatterjee is a seasoned professional with over 25 years of experience, including 15 years in the NBFC sector, spanning CV, passenger vehicles, construction equipment, and SME financing. He brings strong expertise in risk management, product development, asset-based lending, and credit evaluation. During his career, he has been associated with leading organizations such as Mahindra Farm Equipments, CEAT Ltd., JK Industries, Birla Tyres, Magma Fincorp Ltd., and IKF Finance. In his most recent role at IKF Finance, he contributed to strengthening risk frameworks, SME product development, and portfolio quality.An engineering graduate from the Indian Society of Engineers, he brings a strong technical foundation to his leadership in financial services.

Mr. Shishir Bhardwaj is an experienced internal audit professional with over 11 years of expertise, primarily within the NBFC sector. He has extensive experience in auditing SME, home and mortgage, and microfinance portfolios.
His core competencies include audit planning, fraud investigations, special audits, and resolution of complex audit issues. Over the course of his career, he has played a key role in strengthening internal controls, enhancing operational efficiency, and ensuring regulatory compliance.
Mr. Bhardwaj has been associated with reputed institutions such as Janalakshmi Financial Services, Shubham Housing Development Finance Company, and HDB Financial Services.

Ms. Shefali is Finance professional and Qualified Chartered Accountant with M.Com, DISA, and Certified Concurrent Auditor credentials, bringing over 12 years of post-qualification experience in the banking and financial services industry. Possesses expertise in Credit and Risk, with deep exposure to MSME lending, credit appraisal, and portfolio risk management with experience in Axis Bank. She led taxation, banking and bank audit assignments in self-employment and practice, ensuring sound governance, regulatory compliance, and effective risk controls. Kurukshetra University Topper and awarded as “Bank Guard” for preventing fraud during banking tenure for strong risk vigilance and governance focus.

Ms. Sangam Jaiswal is a seasoned Company Secretary and compliance professional with over 9 years of experience in corporate governance, secretarial functions, regulatory compliance and liaisoning. She is an Associate Member of the Institute of Company Secretaries of India and a B.Com (Hons.) graduate, with strong expertise in RBI and SEBI compliance for NBFCs, including statutory filings, policy formulation, governance oversight, and compliance monitoring. Her experience also includes equity and debt fundraising, board and committee management, and effective stakeholder engagement, with a focus on regulatory compliance and reporting. Prior to joining Satin Finserv Limited, she served as Senior Manager Compliance at Eastman Auto and Power Limited and was also associated with Ashika Credit Capital Limited.

Varun Shankardass
Head –Product, Strategy & New Initiatives
Mr. Varun Shankardass is a seasoned professional with over 14 years of experience across banking, strategy, consulting, and research domains. At SFL, he has been instrumental in preparing the organisation for its next phase of growth through strategy, technology implementation, process re-engineering, and product suite development. Varun has previously worked with organisations like IndusInd Bank Ltd., PKC Advisory and The Smart Cube, where he has worked with clients across India, Middle East, and Europe. In his last role at IndusInd Bank, he was responsible for strategy implementation, change management, business intelligence & analytics, and compliances for the Bank’s Wholesale Banking vertical. Varun holds an MBA in Finance and is a graduate in Economics from Delhi University.

Principle Partners for JLG Businesses

Enter Loan Id
Enter Cust Id
Loan Id: *
Customer Id: *
Customer Name:
EMI Amount:
Preclosure Amount:
Principal Outstanding:
Principal Overdue:
Interest Overdue:
Total Overdue *
Collection Date Time: *
Penal Charge Amount: *
Charge Amount: * Cheque Bounce
Collected Amount: *
Net Payable Amount:

Refund & Cancellation Policy

  • No transaction will be refunded back to the customer once it is successfully posted to customer’s loan account.
  • If amount has been debited from customer’s bank account and the transaction is confirmed as successful by customer’s bank but not posted to customer’s loan account, then, it will be posted in customer’s loan account in 3-5 working days.
  • If such successful transaction could not be posted to any of the loan accounts of the customer due to any reason, then, it will be refunded back to the source in 8-10 working days.
  • Revision of refund & cancellation policy is at the sole discretion of the company Satin Creditcare Network Limited.