Product and Business Model

Our Products

Satin Finserv has a range of financial products catering to small and medium sized businesses, with a primary focus on traders, retail/wholesale merchants, manufacturers, service providers, self-employed or professionals, education ventures and agribusinesses. These customer segments are largely informal in terms of their business operations – some conduct almost all their transactions in cash while others may lack the necessary documentary means of establishing income. Thus, the company’s targeted product offerings aim to provide for:
Working Capital
Loan Consolidation
Term Loans for Business Asset Acquisition
SATIN MONEY
Target Segment SE – Non Income Proof SE – Income Proof
AMOUNT Loan amount up to ₹7,50,000 Loan amount up to ₹15,00,000
MAXIMUM REPAYMENT TIME PERIOD Maximum loan tenure of 5 years Maximum loan tenure of 6 years
RATE OF INTEREST Competitive ROI Competitive ROI
ELIGIBILITY Minimum 25 years at  commencement of the Loan Minimum 25 years at commencement of the Loan
 Upto 65 years of age at Loan Maturity  Upto 65 years of age at Loan Maturity
Minimum six months bank statement Minimum six months bank statement
Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property valuation etc. Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
DOCUMENTS REQUIRED Application form Application form
Valid KYC documents of all applicants Valid KYC documents of all applicants
1. Identity Proof (Pan Card, Election Card, Passport etc.) 1. Identity Proof (Pan Card, Election Card, Passport etc.)
2. Address proof (Electricity Bill, Ration card, Passport etc.) 2. Address proof (Electricity Bill, Ration card, Passport etc.)
__ Income Proof Documents , Repayment Track of 12 month , Audited Financials
Bank Statements for six month Bank Statements for six month
Property Documents Property Documents
Business Vintage Proof, if any Business Vintage Proof, if any
REPAYMENT OPTIONS EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH). EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).
REPAYMENT FREQUENCY Monthly Monthly
TATKAL
Target Segment Property acquired & registered in recent 4 years
AMOUNT Loan amount up to ₹7,50,000
MAXIMUM REPAYMENT TIME PERIOD Maximum loan tenure of 4 years
RATE OF INTEREST Competitive ROI
ELIGIBILITY Minimum 25 years at the commencement of the Loan
 Upto 65 years of age at Loan Maturity
Minimum property holding period of 2 years
Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
DOCUMENTS REQUIRED Application form
Valid KYC documents of all applicants
1. Identity Proof (Pan Card, Election Card, Passport etc.)
2. Address proof (Electricity Bill, Ration card, Passport etc.)
Bank Statements for six month
Property Documents
Business Vintage Proof, if any
REPAYMENT OPTIONS EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).
REPAYMENT FREQUENCY Monthly
SATIN SUVIDHA
Target Segment Retail outlets , B to C , Daily sales
AMOUNT Loan amount up to ₹3,00,000
MAXIMUM REPAYMENT TIME PERIOD Maximum loan tenure of 3 years
RATE OF INTEREST Competitive ROI
ELIGIBILITY Minimum 25 years at the commencement of the Loan
 Upto 65 years of age at Loan Maturity
Minimum property holding period of 2 years
Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
DOCUMENTS REQUIRED Application form
Valid KYC documents of all applicants
1. Identity Proof (Pan Card, Election Card, Passport etc.)
2. Address proof (Electricity Bill, Ration card, Passport etc.)
Bank Statements for six month
Property Documents
Business Vintage Proof, if any
REPAYMENT OPTIONS EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).
REPAYMENT FREQUENCY Monthly
SATIN SAMRUDDHI
Target Segment SCNL’s JLG clients
AMOUNT Loan amount up to ₹4,00,000
MAXIMUM REPAYMENT TIME PERIOD Maximum loan tenure of 4 years
RATE OF INTEREST Competitive ROI
ELIGIBILITY Minimum 25 years at the commencement of the Loan
 Upto 65 years of age at Loan Maturity
Minimum property holding period of 2 years
Eligibility is dependent on applicant’s income and repaying capacity and cost of the proposed property etc.
DOCUMENTS REQUIRED Application form
Valid KYC documents of all applicants
1. Identity Proof (Pan Card, Election Card, Passport etc.)
2. Address proof (Electricity Bill, Ration card, Passport etc.)
Bank Statements for six month
Property Documents
Business Vintage Proof, if any
REPAYMENT OPTIONS EMI can be paid through Electronic Clearing Services (ECS) and National Automated Clearing House (NACH).
REPAYMENT FREQUENCY Monthly

Recent Posts

  • 0800-123456 (24/7 Support Line)
  • info@example.com
  • 6701 Democracy Blvd, Suite 300, USA