Management Team

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Mr. Pramod Marar

Whole Time Director (Executive Director) & CEO

Mr. Pramod Marar is a seasoned banking leader and entrepreneur with over 20 years of experience in banking and additional experience in start-up ventures, specializing in sustainability, fintech, MSME financing, and corporate banking. He spent 18 years at HSBC, most recently serving as Managing Director & COO of HSBC India’s Wholesale Banking vertical, where he built and scaled high-performing portfolios.

He has extensive expertise in business incubation, risk management, strategy execution, regulatory compliance, digital transformation, and market expansion across corporate, mid-market, SME, and microfinance segments. He holds a PGDM from IIM Indore and B. Com (Hons) from SRCC, Delhi University.

He is also a Certified Associate of the Indian Institute of Bankers. Further, he has successfully completed a 6-month advanced management program in Fintech and Financial Blockchain from IIM Kolkata.

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Mr. Irshad Hussain

Business Head – Retail Assets & Collection

Mr. Irshad Hussain is a seasoned business leader with over 20 years of experience in the NBFC and manufacturing sectors, having held senior roles at L&T Finance, Kotak Mahindra Bank, Magma Fincorp, Action Construction Equipment, and Barota Finance. In his recent role as Business Head at Barota Finance, he led strategic growth initiatives, strengthened operations, and enhanced business performance to drive scalable expansion.

Known for his people-centric leadership, Mr. Hussain combines strategic vision with disciplined execution to build high-performing teams and deliver consistent results. An Engineering graduate with executive education from the Indian Institute of Management Lucknow, he brings technical insight, financial acumen, and managerial excellence to foster long-term value creation.

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Mr. Himanshu Chib

Business Head – Enterprise Sales

Mr. Himanshu Chib is a seasoned banking and fintech leader with over 20 years of experience across global financial institutions and high-growth startups, including Deutsche Bank, HSBC, and MUFG. He has built deep expertise in corporate banking, sustainable finance, and supply chain finance, and has a strong track record in sales leadership, product development, ESG strategy, and business expansion.

He holds an MBA and B.Tech, along with professional ESG certification from the Indian Institute of Corporate Affairs (IICA) and banking credentials including CAIIB and JAIIB. Known for his strategic insight and execution focus, Mr. Chib drives revenue growth, innovative financial solutions, and sustainable value creation across diverse markets within the banking and fintech ecosystem.

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Mr. Ashish Shirke

National Head – New Businesses & Alternate Channels

Ashish Shirke is a seasoned financial services leader with over 21 years of experience across secured, unsecured, and MSME lending.

Ashish brings a proven track record of building and scaling lending businesses across leading organizations, including UGRO Capital Limited, Bajaj Finance Limited, RattanIndia Finance Private Limited, Barclays Finance. He is widely recognized for establishing high-impact sales organizations, expanding into new markets, and driving growth with strong credit discipline and portfolio quality.

His expertise spans MSME lending, machinery finance, loan against property, and retail lending, with deep experience across both direct and intermediated distribution models. He is known for combining strategic execution with disciplined risk management to deliver consistent, scalable outcomes.

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Mr. Varun Shankardass

Head – Business Management

Mr. Varun Shankardass is a seasoned banking and strategy professional with over 14 years of experience across banking, corporate strategy, consulting, and research. At SFL, he plays a key role in driving the organization’s next phase of growth through enterprise strategy development, technology enablement, process re-engineering, and expansion of the product portfolio.

He has been associated with institutions such as IndusInd Bank Ltd., PKC Advisory, and The Smart Cube, serving clients across India, the Middle East, and Europe. In his previous role at IndusInd Bank, he led strategy implementation, change management, business intelligence and analytics, and regulatory initiatives for the Bank’s Wholesale Banking vertical. An MBA in Finance and Economics graduate from the University of Delhi, he brings analytical depth, strategic foresight, and disciplined execution to support a technology-driven and sustainably growing financial institution.

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Mr. Surojit Chatterjee

Head – Risk

Mr. Surojit Chatterjee is a seasoned financial services professional with over 25 years of experience, including 15 years in the NBFC sector, specializing in commercial vehicle, passenger vehicle, construction equipment finance, and SME lending. He brings strong expertise in risk management, credit evaluation, product development, and asset-based lending across diverse financing segments.

He has been associated with reputed organizations such as Mahindra Farm Equipment, CEAT Ltd., JK Industries, Birla Tyres, Magma Fincorp Ltd., and IKF Finance. In his recent role at IKF Finance, he strengthened risk frameworks, enhanced SME product offerings, and improved portfolio quality through structured credit processes. An engineering graduate from the Institution of Engineers (India), he combines technical expertise with disciplined execution to drive sustainable growth and effective risk management.

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Mr. Bharat Bachwani

Head – Credit

Mr. Bharat Bachwani is a seasoned risk professional with over 18+ years of NBFC/Fintech experience, with a proven track record in lending products and expertise in financial structuring, credit underwriting, and regulatory compliance. He brings extensive experience in managing the end-to-end risk lifecycle across Small Business Loans, unsecured and secured assets, as well as emerging EV portfolios, with a strong focus on building robust credit scoring models and automated underwriting workflows that enable scale without compromising portfolio quality. Known for effectively balancing aggressive business targets with prudent risk management, he has driven initiatives such as EV financing models and digitized underwriting for small business and secured loans using GST and banking APIs, significantly improving turnaround times while maintaining asset quality.

A strategic thinker with strong stakeholder management and business development capabilities, he collaborates closely with cross-functional teams to align risk strategies with business objectives and foster a risk-aware culture across branches nationwide. His hands-on experience spans credit management, underwriting, portfolio building, disbursement, internal audit, and team leadership, having progressed from field and branch roles to national-level responsibilities across diverse segments including affordable housing, education loans, and EV financing, with a core belief in empowering individuals and businesses through responsible lending.

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Mr. Avishkar Rajput

AVP – Credit & Risk

Mr. Avishkar Arunsing Rajput is a financial services leader with expertise in credit risk management, SME lending, and risk frameworks. As Associate Vice President at Satin Finserv Limited, he strengthens credit underwriting standards, portfolio quality, and regulatory-aligned risk management. He has designed scalable SME financing and underwriting processes supporting sustainable growth.

Avishkar holds the CFA designation, a Master of Financial Analysis (MFA), and an Executive Development Program Certification in Strategic Management from IIM Kashipur. Recognized for analytical rigor and strategic insight, he contributes to risk governance and long-term value creation.

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Ms. Shefali

DGM – Credit & Risk

Ms. Shefali is a qualified Chartered Accountant with over 12 years of post-qualification experience in the banking and financial services industry. She holds an M.Com degree along with DISA (Diploma in Information Systems Audit) and Certified Concurrent Auditor credentials, reflecting her strong expertise in financial governance, audit, and risk management. During her tenure with Axis Bank, she gained extensive experience in MSME lending, credit appraisal, structured risk assessment, and portfolio management.

In her independent practice, she has led taxation, banking, and statutory audit assignments, ensuring regulatory compliance, strong internal controls, and effective risk mitigation. A Kurukshetra University Topper and recipient of the “Bank Guard” recognition for fraud prevention, she brings a vigilant and governance-focused approach, contributing to sustainable portfolio growth and robust financial control frameworks.

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Ms. Rachna Sanklecha

Head – Business Transformation

Ms. Rachna Sanklecha is a seasoned banking and digital transformation leader with over 18 years of experience across global institutions, including HDFC Bank and HSBC. She has led enterprise strategy, governance frameworks, and large-scale digital transformation initiatives across Commercial and Digital Banking ecosystems, driving operational efficiency and scalable growth.

Her expertise includes API banking, fintech partnerships, regulatory-aligned policy frameworks, and enterprise process architecture. She holds a Master’s degree in Commerce from the University of Mumbai and has advised startups and SMEs on business and digital strategy. As Head of Business Management, she leads Enterprise Strategy, Policy and Process Architecture, and Digital Transformation programs, focused on building a technology-driven, well-governed, and future-ready NBFC.

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Mr. Aniruddha Tripathi

Head – Information Technology

Mr. Aniruddha Tripathi brings over 13 years of experience in project management, IT service delivery, business application support, and vendor governance. He holds a Master’s in Computer Applications from Uttar Pradesh Technical University, Lucknow, and has a proven track record in leading IT initiatives for financial services.

Before joining Satin Finserv Limited, he was Senior Manager – IT at Save Solutions Private Limited, overseeing project implementations, data migrations, and digital transformation of Loan Origination and Loan Management Systems. His focus remains on driving scalable IT frameworks, operational excellence, and secure, technology-driven business growth.

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Ms. Meenu Bhutani

Head – HR & Administration

Ms. Meenu Dua is a seasoned Human Resources leader with over 18 years of experience in HR strategy, talent management, organizational development, and operations. She brings strong expertise in building high-performing teams, strengthening people processes, enhancing employee engagement, and aligning HR initiatives with overall business objectives.

Prior to joining Satin Finserv Limited, she served as Head – HR at Velocitai Digital, leading end-to-end HR functions including workforce planning, performance management, talent acquisition, and policy development. She was earlier associated with ZTE Telecom India Private Limited as Manager – HR, where she gained extensive experience in employee relations, compliance, compensation structuring, and large-scale workforce administration. Known for her people-centric leadership, she drives organizational effectiveness, leadership development, and scalable HR frameworks that support sustainable growth.

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Mr. Arjun Bansal

Chief Financial Officer

Mr. Arjun Bansal is an accomplished finance leader with over 14 years of experience in financial services. A qualified Chartered Accountant and Commerce graduate, he brings expertise in fundraising, financial strategy, accounting, taxation, corporate governance, and regulatory compliance.

He has led end-to-end finance functions, including capital raising, investor relations, budgeting, financial reporting, and strengthening internal controls. Prior to joining Satin, he was with the IIFL Group, managing financial planning, reporting, and compliance. Known for his structured approach and strong execution, he drives long-term value creation, financial stability, and strategic growth initiatives.

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Ms. Sangam Jaiswal

Company Secretary & Chief Compliance Officer

Ms. Sangam Jaiswal is a seasoned Company Secretary and compliance professional with over 9 years of experience in corporate governance, secretarial functions, and regulatory compliance. An Associate Member of the Institute of Company Secretaries of India and a B.Com (Hons.) graduate, she brings strong expertise in RBI and SEBI compliance frameworks for NBFCs, including statutory filings, policy formulation, governance oversight, and regulatory reporting.

She has extensive experience in board and committee management, drafting resolutions, maintaining statutory records, and supporting equity and debt fundraising transactions. Previously associated with Eastman Auto and Power Limited and Ashika Credit Capital Limited, she is recognized for her detail-oriented and governance-driven approach, playing a key role in strengthening compliance frameworks and sustainable corporate growth.

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Mr. Shishir Bhardwaj

Head – Internal Audit

Mr. Shishir Bhardwaj is an experienced internal audit professional with over 11 years of expertise in the NBFC sector, specializing in SME finance, home and mortgage loans, and microfinance portfolios. He brings strong capabilities in audit planning, fraud investigations, and resolution of complex audit observations.

He has played a key role in strengthening internal control frameworks, enhancing operational efficiency, mitigating credit and operational risks, and ensuring regulatory compliance across lending portfolios. Associated with institutions such as Janalakshmi Financial Services, Shubham Housing Development Finance Company, and HDB Financial Services, he is recognized for his analytical rigor and compliance-driven approach, contributing to robust audit governance and sustainable portfolio performance.