Board of Directors and KMP

Mr. Harvinder Pal Singh is a non-executive and non-independent director at the Company. With over 30 years of microfinance experience, he pioneered daily loan repayment collections. He’s skilled in lending, auditing, accounts, project financing, advisory services, and company law. He attended Harvard Business School’s Accion Program in 2009 and a leadership program at Wharton Business School in 2011. Also, he chairs Satin Creditcare Network Limited (SCNL), a leading Indian microfinance institution he’s nurtured since its inception in 1990. A law graduate and fellow of The Institute of Chartered Accountants of India since 1984, Mr. Singh’s expertise has driven SCNL’s growth into a prominent microfinance player in North India, poised for nationwide expansion.
Mr. Sundeep Kumar Mehta serves as an Independent Director, having joined the Board in 2018. He holds a Science degree from the University of Rajasthan and a Postgraduate diploma in Business Administration from Annamalai University. His educational background extends to certificates, degrees, and diplomas in Cyber Law, History, Labour Laws, Auto Engineering, and Human Resources. With over 33 years of experience, he has held significant roles at RKJ Group, Escorts Ltd, Panacea Biotech Ltd, Bata India Ltd, and Eicher Good Earth Ltd across various high-ranking capacities.
Mr. Anil Kumar Kalra is an Independent Director with 35 years of banking and financial experience, including 5 years as CEO/SVP at a leading NBFC in London and India. His expertise spans Banking, Financial Services, Investment Banking, and Infrastructure Financing. He has held Senior Vice President roles at a notable NBFC, offering services such as asset financing, debt syndication, corporate advisory, and merchant banking. He also served as CEO at a Financial Services Company in London. He holds an MBA from Delhi University’s Faculty of Management Studies (FMS) and a B.Com (H) from Shree Ram College of Commerce, Delhi University.

Mr. Pramod Marar is a seasoned banking leader and entrepreneur with 20+ years in banking and 3+ years in start-up ventures, specializing in scaling businesses across sustainability, fintech, MSME financing, and Corporate Banking. In his last role with a bank (HSBC – where he worked for 18 years) as Managing Director & COO of HSBC India’s Wholesale Banking vertical, he was instrumental in growing a strong portfolio and has a proven track record in business incubation, risk management, strategy execution, and building performance-driven cultures. In his banking career, Mr. Marar held leadership roles spanning corporate, mid-market, SME, and microfinance segments, launching new verticals and building profitable portfolios. He has steered major transformation programs, technology initiatives, regulatory compliance projects, and market expansion strategies across geographies, while fostering customer-centric innovation and operational excellence. He has strong academic and professional credentials that includes a PGDM from IIM Indore and B. Com (Hons) from SRCC, Delhi University. He is also a Certified Associate of the Indian Institute of Bankers. Further, he has successfully completed a 6-month advanced management program in Fintech and Financial Blockchain from IIM Kolkata.

Ms. Jyoti Ahluwalia, Independent Director, holds a Ph.D. in Commerce and
is a Chartered Financial Analyst. She is an Associate Professor at Sushant
University with prior academic and corporate experience at ICFAI, Milliman
India, and Corporate Executive Board. She is also certified by HDFC Bank
as Banking Faculty.

Key Managerial Personnel (KMP)

Mr. Arjun Bansal brings over 7 years of experience in Financial Services, specializing in accounting, finance, budgeting, and taxation. Before joining Satin, he worked with the IIFL Group. He is a qualified Chartered Accountant and holds a Commerce degree from Delhi University.
Ms. Sangam Jaiswal, a B.Com (Hons) and Associate Member of the Institute of Company Secretaries of India, has over 8 years of experience in Secretarial Compliances, Corporate Governance, Fundraising (Equity & Debt), Stakeholder Management, and Board Affairs. Before joining Satin Finserv Limited, she has worked with Eastman Auto and Power Limited as Senior Manager Compliance and was also associated with Ashika Credit Capital Limited (Listed NBFC), focusing on SEBI and RBI compliances for over 5 years.

Principle Partners for JLG Businesses

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Loan Id: *
Customer Id: *
Customer Name:
EMI Amount:
Preclosure Amount:
Principal Outstanding:
Principal Overdue:
Interest Overdue:
Total Overdue *
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Penal Charge Amount: *
Charge Amount: * Cheque Bounce
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Refund & Cancellation Policy

  • No transaction will be refunded back to the customer once it is successfully posted to customer’s loan account.
  • If amount has been debited from customer’s bank account and the transaction is confirmed as successful by customer’s bank but not posted to customer’s loan account, then, it will be posted in customer’s loan account in 3-5 working days.
  • If such successful transaction could not be posted to any of the loan accounts of the customer due to any reason, then, it will be refunded back to the source in 8-10 working days.
  • Revision of refund & cancellation policy is at the sole discretion of the company Satin Creditcare Network Limited.